Is It Bad To Have Too Many Credit Cards :
What are the benefits and risks of having multiple credit cards? Some credit cards are restrictive when it comes to earni. If you use multiple cards for purchases in order to maximize bonus rewards categories with each one, for example, you may have trouble keeping . The effect on your credit score is probably one of your major concerns about having multiple credit cards. There's no such thing as a bad number of credit cards to have, but having more cards than you can successfully manage may do more harm than good . from venturebeat.com Your utilization ratio is your total credit card balance relative to your total credit limit on all your open credit card accounts. "for someone who is responsible about using their cards and never carries a balance then no, there is no number of cards that's too many," credit expert john